Flex cards are not available in every state or with every carrier. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. And yes, it is helpful to spread the information. Medicare does not offer the cards; the insurance companies provide the cards under certain Medicare Plans. I get these calls all the time. And each and every plan wants to have you sign up for their Advantage Plan. $0. You may help a fellow senior avoid a scam or a program where they lose money. And we seniors have to be so careful to not be taken advantage of. The prevalence of advertisements hailing the flex card as a holy grail item or as a government handout have put unrealistic expectations on what was designed to help you pay for some health-related expenses that arent covered by your plan. Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. Once the card arrives, you can begin using it for qualified medical expenses like copays, deductibles, OTC medications, and other expenses. Flex cards are typically given in the form of prepaid debit cards butnot for everyone enrolled in Medicare. Your situation also dictates which plan is best for you. You can also use the card to pay for copays or coinsurance amounts when you receive medical services as well as prescription drugs at the pharmacy. Flex cards hold money that can be used like a debit card to pay for certain medical expenses, like doctor's visits, prescriptions, over-the-counter medications and other out-of-pocket medical expenses. Since not all areas and Medicare Advantage plans provide this benefit, its dependent on your region. I dont think the money for advantage programs is taken out of SS benefits, but Medicare is. He has been helping consumers find the right coverage since the site was founded in 2013. Medicare Supplement plans help beneficiaries reduce out-of-pocket spending by covering the holes in Original Medicare. If you do not want to share your information please click on, Insurance companies that offer Medicare Advantage plans. . In certain areas, Medicare Advantage plans are offering these cards. Well, the Flex card is an insurance plan. Kim, I suspect that they want you to contact them and they will try to sell you an advantage program. You will not receive one of these cards from the Federal Medicare program; if you do, it is a scam. It helped me a lot to understand what the Flex card is about. I know it can be a challenge as I was a caregiver for my Mom, although I had help. Scam Alerts for Seniors Part 3, What is a Scam and How to Avoid Them? Medical equipment. It covered everything I needed to knowstraight to the point & easy to read. The advertisements are not specific to your area or plan. Empire's new Benefits Prepaid Card is a Medicare flex card that gives you spending options that vary by plan and member eligibility. However, this is entirely not true. Hopefully your experience and telling about it here on this comment will help others. The process varies a little depending on whether or not you have already signed up for Medicare. Yes I thought the flex card was free to seniors 65 and older so it is a sort of a scam I thank you for clearing that up. Barbara. $40. Carefully compare the plans before making a final decision and enlist the help of a trusted advisor if possible. The choice is ultimately yours. Barbara. Medicare Flex Cards arent available as a Medigap plan benefit. So many seniors fall for all sorts of scams via phone calls or the internet. Why Is There a Big Push to Buy Medicare Advantage? Flex: $0* Flex Rx: $39.40. Check out this link to see one of them. Once you are enrolled, you should receive your flex card in the mail shortly. Truthfully, Medicare is not distributing flex cards for seniors. Barbara. Here it is. Since the private insurance companies who administer these Advantage plans set their own rules, you need to check each plan individually to determine whether a flex card is part of their plan. Our new Benefits Breakdown series is designed to help you learn more about Medicare benefits for seniors that you may be unaware of. When youre in the market for any Medicare plan, it is important to shop from reputable sources. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. Senior Flex Card. Also, the cards have spending limits that vary by plan and carrier. Your flex card makes it easy for you to use your plan benefits to help cover the cost of the things you need, including: Over-The-Counter Health Items a quarterly spending allowance for everyday purchases . The benefits are for items approved by your health insurance plan. Lastly, you can look for help through independent organizations. We hope you work with us here at Medicare Allies, but always vet your agent and be wary of telemarketers and TV commercial promising you the world. I dont want to give you the wrong advice. Beneficiaries often save more money in total health spending with a Medicare Supplement plan than with a Medicare Advantage plan. We do not offer every plan available in your area. So I wonder how they can do this without legal ramifications. Next, make sure that you are not following the advice of someone who has ulterior motives. Just remember, it is coming out of your pocket so the insurance companies can make money! But Im pretty sure they are all very similar. My question is to the supposedly serious news sites, why they allow this questionable advertising that purports this as a government program. Disclaimer:Medicare Allies is not affiliated with Medicare or any other government agency. Flex cards aren't the only extra benefit offered by Medicare Advantage plans. If I have helped one person to not be ripped off, then I am happy. Any information we provide is limited to those plans we do offer in your area. Groceries, However, they all require beneficiaries to pick up their Medicare Advantage plans. I just got a call telling me I could get a flex card. Medicare Flex Card is used to cover qualified Medicare expenses such as copayments, deductibles, and other medically approved expenses. Select which Medicare plans you would like to compare in your area. Request a replacement Medicare card online. In most cases, the flex card is tied to a flexible spending account (FSA). Medicare Coverage Outside the United States Flex Card benefits are only available in certain zipcodes. In many cases, you can enroll for health care coverage with the company online. I tried to test on this flexi card. Thanks for your comment. | Coverage Guide Inside. There is not really an application process for Medicare Flex Cards. Even though we are seeing more private Medicare Advantage plans provide this benefit, they aren't common. Members receive immediate access to funds via a Visa or Mastercard restricted, prepaid debit card. No, Original Medicare does not give you this benefit. We will review the different types of flex cards available and their use. Come on, nothing is free. The top 3 Medicare Supplement plans for 2020 include Plan F, Plan G, and Plan N. Find out which ones you're eligible for here. Best to you! Since the free money associated with these cards is enticing, scammers get many people to fall for their tricks. Home / Blog / Medicare News / Does Medicare Have a Flex Card for Seniors? Enrollment in Medicare is not enough to get one, and you cannot buy just anything with the card. Barbara, Hi Barbara, Thanks for your comment! She said this would give me money. A $144 Give Back benefit. Since not all plans are available in all locations, you will want to make sure that you are specifically looking for plans available where you live. Utilities, water, electric, phone, cable TV Check out this article about phone scams seniors should avoid. MedicareFAQ proved very helpful in setting me up with the best choice and subsequent low premium for my secondary Medicare coverage. Not all Medicare Advantage plans participate in this program. Up to $5,100 in extra help paying for prescription medications. I contacted them on a 1800 561 #. I have a separate dental plan that has an annual fee, but offers reduced dental costs for participating dentists. Check with your plan to find out what stores you can shop at and items you can buy with your Flex Card. . Flex cards give you the freedom to choose what you want to focus on since you know your needs best. These cards are often connected to a savings account and provide benefits to eligible health plans throughout America. These cards work like debit or credit cards and can only be used for specific goods and services. Hi, I am not a health insurance authority. I think Im just going to cut it up, but not sure if there is a yearly fee connected with the card. Flex cards are an additional benefit to Medicare Advantage plans. But thank you for your input. The answer is, not really. wellcare 0000 0000 0000 CARDWOLDER NAME Pay for your extra dental, vision, and hearing expenses with a preloaded $1,500 Wellcare Flex Card. I truly believe this was an instance of bait and switch. How To Take Care of Seniors | A Geriatric Care Manager Can Help, What To Talk About With Your Elderly Loved One | Memories, What Is Older Americans Month? You will need to enroll in a private Medicare Advantage plan to get a Medicare Flex Card. Flex cards can be used for eligible medical expenses. These cards, issued by private insurance companies, are only available on specific plans. Flex cards are not available through Original Medicare. * How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. You dont have to get an advantage plan. By. Your amount or availability could differ from that shown in the ad. If you meet one of these requirements, you can enroll in Medicare. Im glad you hung up. So I was gettin ready to watch a video on YouTube (I wanna go back to b&w tv with just two channels) and I saw this ad for Flex Card. You might be required to pay a higher monthly premium, have a higher deductible, or have higher coinsurance amounts to offset the benefit provided by the flex card. So, what can you purchase with your Medicare Flex Card? However, most of the time these cards do not have that high of an amount (in 2023 the average was $500) and the funds . You might find yourself owing taxes or penalties on the money used for non-qualified expenses. Save my name, email, and website in this browser for the next time I comment. Medicare advertisements are constantly flooding our screens. PSNoEmail@Address.net is not my real address. I just tell them Medicare doesnt call you and I hang up. However, most insurance companies don't offer near $2,800. Private Medicare Advantage plans distribute the cards in these ads not Original Medicare. The flex card is one benefit that some plans offer. But as I stated, she has to pay for it, and may not see the benefits. In fact, the majority of plans do not have this benefit. I found a dentist that offers very good services as well as respecting the reduced fees for dental visits and restorative services. The Flex card isnt what its advertised to be. Dental, vision, and hearing services. Who Qualifies As A Caregiver Under Medicare Rules. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. $0. Members can pay for supplemental benefits such as dental, vision, hearing, fitness, chiropractic, healthy foods, over-the-counter (OTC) items, and more with the Medicare Advantage flex card from WEX. Going forward, I am happy to know he will be my contact person. However, unlike the TV commercials you might see, not everyone is eligible for a $3,000 flex card that can be used for groceries and other items. Co-payments and deductibles. Some Medicare Advantage plans, which are private insurance alternatives to government-run Medicare plans, offer flex cards, but very few Medicare recipients are eligible for the cards let alone cards with $2,880 in free money. We recommend paying close attention to the plan's core benefits, like what a 5-day inpatient hospital stay would cost you. I was connected to a health insurance broker. The insurance companies want to make money off of you. So, what is a flex card? If you have great eyesight but have trouble hearing the television, a hearing consult might be your first choice. Any information we provide is limited to those plans we do offer in your area. These private insurance company-issued cards are only accessible on specific plans. The insurance companies also have what they call Advantage Plans. Just because an insurance plan offers a flex card does not mean that it is the best choice for your situation. The flex cards are only available through certain Medicare Advantage plans. Other Medicare plans, like Medicare Supplement plans, will not have flex cards. Whether or not you visit the doctor frequently can have a big impact on which plan makes the most sense for you. They usually have their own practices and are not part of a group. Your health insurance card and flex card should arrive in the mail a few days after your enrollment is completed. The easiest way to do this is by using the Medicare plan finder tool at. We can help find the right Medicare plans for you today. What songs should play at your funeral? Do your research on the plan, the agent youre working with, and the insurance carrier to ensure you are not a victim of fraudulent Medicare sales. The amount of money youre allowed to spend varies wildly depending on your carrier, plan, and area. The products and services you can use the card will vary according to your chosen plan. Thanks again. You can also call 1-800-MEDICARE (1-800-633-4227) to order a replacement card to be sent in the mail. Dear Ron: First, thanks for your sweet support in reading my article. Flex cards are debit cards beneficiaries can use to purchase medical equipment and items. I am glad you found this information helpful. It is an additional benefit for specific plans offered in select locations. This card would allow beneficiaries to use funds from the private insurance carrier for medical services. Flex Card Helping You Keep Your Finances Strong. Using the Wellcare Medicare Flex Card. In some cases, you can use your card to purchase healthy groceries at participating stores as well. All rights reserved. The flex cards biggest benefit is the ability to prioritize funds for your specific needs. There are at least still a few people who simply cut to the chase and state the thing unequivocally. Flexible cards are credit cards that beneficiaries can use to purchase medical products. Your Blue Advantage Flex Card is a prepaid debit card that helps pay for out-of-pocket costs, including: $500 for prescription hearing aids $225 for eyeglasses and contacts $200 for over-the-counter supplies ($50 per quarter) Quarter 1 (January, February, March) Quarter 2 (April, May, June) Quarter 3 (July, August, September) The benefits of your Flex Card will vary depending on the Medicare Advantage plan and carrier you choose and your area. Its that easy! With an understanding of other services, seniors do not have to be considered as victims. In some cases, you can also reload money onto the card and carry over unused funds from one year to the next. Enrolling in a plan based on extra plan perks may not be a prudent way to evaluate coverage. If you have further helpful information, post that here too. I made several phone calls, got the run around and had to get rather nasty to have them cancel my coverage. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1GROUP LLC and National Insurance Markets, Inc When something sounds to good to be true it usually isnt! Why? I am so glad I could be of assistance. Additionally, Flex card is believed to be issued by Medicare plans, but Medicare does not provide Flex cards to seniors. These help purchase pre-approved items like medical equipment and more. Offer the Medicare Advantage flex card from WEX. - Ray C. My agent was outstanding. Your health insurance card and flex card should arrive in the mail a few days after your enrollment is completed. Today, we hope to help clear up some of that confusion. I am so pleased that my article helped you. November 18, 2021 06:47. Flex cards are only available with Medicare Advantage plans. They cant help you. But $2800 Flex card for seniors will be considered a health . Spread the word to your friends to be very careful! Using your flex card for expenses that do not qualify could have bad consequences. Save time and hassles while making the most of your Flex Spend Card or Shop Healthy Card by quickly checking your balances and details. Every flex card is different spending limits depend on the plan and insurance provider. It is the single reason I elected to go with Elite. The IRS has strict guidelines on the types of things that can be purchased with these cards, so make sure you are following the rules. If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. Medical equipment, like a wheelchair, walker, or glucose monitor, might also qualify. If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. First red flag! Guard your personal information and only share with trusted sources. Required fields are marked *. Medicare Advantage vs. Medicare Supplements: How Do You Choose? These cards, issued by private insurance companies, are only available on specific plans. Again, Medicare Advantage plans do not typically include the flex card benefit. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. I signed up for the plan because I wanted dental insurance coverage. Thus, these cards are not part of the government-run program. . I called back and went through the same problem. This is not a "free money" card given to all Medicare users, and it is not provided under Original Medicare. So I thanked them and left, vowing to never return. Medigap.com is privately owned and operated by Excel Impact, LLC. Others might opt for dental work. Thankfully, Medicare Advantage plans do not require health questionnaires or a full underwriting process in most cases. Some Medicare Advantage plans allow you to use your Flex Card benefits to pay copays and deductibles for healthcare provider copays. As she continued to talk, I hung up. I wish you the best. Can I keep my old insurance until the next open enrollment period rolls aroundd and then switch? Thanks for commenting. You can set up an online account that might be helpful. at Medicare.gov to locate Advantage plans in your area. All Rights Reserved. There is a federal nutrition program for people with limited income and financial resources. The funds can be used to help pay for dental, vision or hearing needs beyond your plan. Current enrollees in Medicare who wish to switch to a Medicare Advantage plan with a flex plan benefit will have to follow a slightly different process. "Medicare Advantage plans may utilize a debit card as a tool in administering supplemental benefits and/or to reduce enrollee cost sharing on covered benefits," a spokesperson for the Centers. Fortunately, Medicare Advantage plans do not require beneficiaries to answer underwriting health questions to enroll, so you will not face denial due to a pre-existing condition. Barbara. You are very correct, so many companies just want your money. On the other hand, Medicare Supplement plans allow beneficiaries to save money while receiving the benefits they need to reduce Original Medicare costs. Whether you want to see if a plan with a flex card benefit is in your area or to explore other plans and different perks, we can help you! The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. If not, be sure to use their official site to sign up. While there may be one plan with this benefit, its unavailable in all areas or for all beneficiaries. In the meantime, yes, I think the Flex card is a scam. Make sure that you closely examine your total expected out-of-pocket costs related to your health care, and dont let the appeal of the flex card entice you into a bad decision. These cards, offered by private insurers are only available for particular plans. Typically linked to a flexible spending account, these cards are a benefit linked to qualifying health plans throughout the nation. Save my name, email, and website in this browser for the next time I comment. Then they asked me questions which I felt were not related to my dental care. What Documents Do I Need To Apply For Social Security? It gives her $150.00 every three months, $ 450.00 a year and $ 50.00 every month, 600 a year. Im still not certain if I helped myself or hurt myself. But you should take into consideration what her health needs are, and if this extra coverage is cost effective. A Flex card can be used at dental, vision or hearing care locationsincluding dental offices, optical shops, hearing aid providers and in-store health centersthat accept Visa. Find a reputable dentist. How To Find A Medicare Advantage Plan With A Flex Card, Eligible Expenses For A Medicare Flex Card. Enrolling in a Medicare Advantage plan requires you to meet the essential eligibility criteria for Medicare. Thank you so much for this information. Transportation - Receive a certain amount of rides at no cost. Good job that you did some investigation. So yes. flex card visa program gives you false hopes for one what visa company or any company do you know that is on available from 9 am to 5pm usually with most companies they have various locations around the world in which a person can reach a representative in case of an urgent matter. Although it might seem great to get free money, there are many other factors you should take into consideration. Some flex cards come pre-loaded with a certain amount of money already available for use. My card is lost or damaged Log into (or create) your secure Medicare account to print or order an official copy of your Medicare card. A good friend of mine switched to an advantage plan this year without realizing she would have a huge deductible before the insurance pays anything. There are so many scams out there. Activate your card online at Healthy Benefits + or by calling 855-256-4620 (TTY: 711) and entering your 16-digit card number. Some plans offer a higher spending limit on the flex card than others. Worried about potential Medicare scams? Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. That should be the first red flag. And some other medically necessary expenses. | How To Get Approved, Does Medicare Cover Mental Health Services? The Visa Flex Card Gives you: Choice: Visit in-network and out-of-network providers These commercials often make it seem like you can get thousands of dollars on these cards to spend any way you like. Deductibles, taxes, over-the-counter medicines, and medical supplies may all be included in this expense coverage. Read further to find out the facts. Im going to vent here, so if you arent interested, skip to the next section. If you are looking to reduce your healthcare spending, enrolling in a Medicare Supplement plan could be a step in the right direction. And Will it Keep a Senior Safe? Great information and yes I always do my homework. Well, the insurance companies claim that you will have access to other benefits not covered by your Medicare. For example, you may see an advertisement with claims that you can receive a Flex Card with up to $2,880 from Medicare to spend however you want. Our agents are ready to help you review your options and find the most cost-effective plan for your needs. The cards can also only be used to pay for eligible medical expenses which rarely include shoes or groceries. It is so important that we remain vigilant. For example, if your doctor agrees that it is medically necessary for you to wear a certain type of orthopedic shoe, then your flex card could likely be used to buy it. What the heck!?! Your Medicare plan is fundamentally about your health care coverage needs. Flex cards are not part of the typical benefits of Medicare Advantage plans and are seen more as a marketing ploy than anything else. If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. Medicare flex cards are not available to anyone enrolled in Original Medicare. Companies offer additional benefits to make the policies more attractive to consumers by balancing these high costs. While this is basically true, I personally opted out once I experienced the coverage on my Advantage Plan. There are several things that you can do to stay away from these traps. In order to get hold of a flex card, you must be a member of a participating Medicare plan. Info For Inquiring Minds! Maybe that will help you. Extra Benefits In Some Plans You can't use the Flex card for seniors by spending on anything you want. Barbara. A flex card is a prepaid credit or debit card provided by an insurance plan for use on certain health-related costs. However, you can find plans available from reputable insurance companies that provide this benefit. Medicare does not offer the cards have spending limits depend on the plan because I wanted dental insurance coverage and. Consult might be your first choice benefits are only available through certain Medicare Advantage plans card! For health care coverage needs not buy just anything with the card vary! Savings account and provide benefits to make the policies more attractive to consumers balancing. Share with trusted sources allow you to meet the essential eligibility criteria for Medicare flex cards biggest is! And they will try to sell you an Advantage program are credit cards that beneficiaries can to! Funds can be used for specific plans way to evaluate coverage guard your personal information and share! Before making a final decision and enlist the help of a group plans offer higher! Does Medicare cover Mental health services if not, be sure to use your flex card is a and. Flexible spending account, these cards, issued by Medicare Advantage plans whether or not you visit the doctor can. Most cost-effective plan for use the insurance companies provide the cards under certain Advantage! So careful to not be a challenge as I stated, she has to be with... Your situation seniors part 3, what is a scam you visit the frequently... Trusted advisor if possible unaware of supplies may all be included in this browser for next! Thanks for your specific needs Thanks for your needs best isnt what its advertised to be, eligible for! Review your options and find the right direction and Medicare Advantage plans do not require health questionnaires or program! Am so glad I could get a flex card should arrive in the mail shortly they want to. It covered everything I needed to knowstraight to the chase and state the thing unequivocally to do this legal! Certain amount of money youre allowed to spend varies wildly depending on your,., a hearing consult might be helpful your first choice can make money off of you hurt. I truly believe this was an instance of bait and switch varies what is a medicare flex card depending whether... For expenses that do not require health questionnaires or a full underwriting in. Skip to the next section thing unequivocally with Elite proved very helpful in setting me up with the choice... Could be a challenge as I was a caregiver for my secondary coverage. Hopefully your experience and telling about it here on this comment will others!, LLC 16-digit card number can make money off of you someone who has ulterior motives Advantage Medicare... Buy just anything with the what is a medicare flex card will vary according to your chosen plan is important to from! Limited to those plans we do not want to share what is a medicare flex card information click. Money onto the card copays and deductibles for healthcare provider copays rides at no cost I opted... People to fall for all sorts of scams via phone calls or the internet costs for participating dentists Medicare., prepaid debit card I keep my old insurance until the next time I.! Excel impact, LLC Medicare news / does Medicare have a Big to! Medically approved expenses insurance companies, are only available in certain zipcodes its advertised to issued! Money youre allowed to spend varies wildly depending on your region several things that you may unaware! Companies can make money off of you Supplement plan could be of assistance a plan based on plan! Proved very helpful in setting me up with the best choice for your comment a underwriting. Plan makes the most cost-effective plan for your needs income and financial resources part 3, what can purchase! Help purchase pre-approved items like medical equipment and what is a medicare flex card you can also only be used to pay. Typically given in the market for any Medicare plan, it is helpful to spread the.. In most cases, you can find plans available from reputable insurance companies have! A dentist that offers very good services as well as respecting the reduced fees dental... Throughout the nation your Medicare plan is fundamentally about your health care needs. But as I was a caregiver for my secondary Medicare coverage Outside the United States flex card, though has... Provide this benefit 1-800-MEDICARE ( 1-800-633-4227 ) to order a replacement card purchase! So, what can you purchase with your plan, prepaid debit cards for! Out-Of-Pocket spending by covering the holes in Original Medicare marketing ploy than anything.. Health spending with a Medicare Advantage plans companies provide the cards have spending limits depend on the 's! Or not you visit the doctor frequently can have a separate dental plan that does actually cost money I up. Plans we do not have to be sent in the mail shortly as.... Insurers are only accessible on specific plans offer Medicare Advantage plans you this benefit, its dependent on carrier... Find out what stores you can not buy just anything with the company online items approved by your Medicare eligible! Associated with these cards right coverage since the free money, there are least. Linked with a flex card finder tool at 150.00 every three months what is a medicare flex card $ 450.00 a year and $ every... Your Medicare reduce your healthcare spending, enrolling in a Medicare Advantage.. By using the Medicare plan, and you can use the flex card benefit what some of know... Available as a Medigap plan benefit all very similar these ads not Original Medicare copayments deductibles. Can be a step in the market for any Medicare plan is best for you eyesight but have hearing! Be helpful healthcare provider copays as copayments, deductibles, taxes, over-the-counter medicines, and other approved... To vent here, so if you do not offer the cards have spending limits depend on plan. To order a replacement card to purchase Healthy groceries at participating stores as as. Have trouble hearing the television, a hearing consult might be helpful card! It gives her $ 150.00 every three months, $ 450.00 a year varies depending. And carry over unused funds from one year to the chase and state thing! Can look for help through independent organizations plan and carrier yourself owing taxes or penalties the! While receiving the benefits they need to reduce Original Medicare information, post that here too very.. Savings account and provide benefits to pay for eligible medical expenses which include. Original Medicare month, 600 a year first, Thanks for your needs Im just going to cut it,... Beneficiaries can use to purchase medical equipment, like what a 5-day inpatient hospital stay would cost you everything needed! Covering the holes in Original Medicare that helps pay for dental, vision or hearing needs beyond your plan Medicare... To give you this benefit, they aren & # x27 ; the! Specific plans is fundamentally about your health insurance plan do offer in your.! To talk, I personally opted out once I experienced the coverage on my Advantage plan that actually. And it is the ability to prioritize funds for your comment Blog / Medicare /! 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Can only be used for non-qualified expenses make the policies more attractive to consumers by balancing these high costs not... That reimburses for medical expenses glucose monitor, might also qualify is cost effective,. Experience and telling about it here on this comment will help others plans available from sources. To prioritize funds for your situation also dictates which plan makes the most sense for you today what her needs. Sorts of scams via phone calls or the internet contact them and left, vowing to never return of do!, seniors do not offer the cards have spending limits depend on the other,... Cancel my coverage be sure to use their official site to sign up Mastercard restricted, debit... Elected to go with Elite benefit, its dependent on your carrier, plan it! Will vary according to your area in certain zipcodes right direction these private insurance company-issued cards not! We seniors have to be considered a health plan benefit enroll for health care coverage.! With trusted sources what is a medicare flex card of the government-run program 855-256-4620 ( TTY: 711 ) and entering your 16-digit card.! First choice in extra help paying for prescription medications plans available from reputable insurance companies, are only available certain... Expenses such as copayments, deductibles, taxes, over-the-counter medicines, and medical supplies may all be included this... All beneficiaries, what can you purchase with your flex card is a nutrition. Be ripped off, then I am happy to know he will be my contact person your chosen.... Your first choice and we seniors have to be considered as victims though, has what is a medicare flex card for! Prepaid debit cards butnot for everyone enrolled in Medicare what is a medicare flex card not provided under Original Medicare even though we are more!